Residential Underwriter

Review and underwrite residential mortgage loan applications, ensuring accuracy, completeness, and compliance with agency and bank guidelines.
Analyze borrower income, credit, assets, and collateral to assess risk and eligibility.
Work closely with loan processors, closers, and loan officers to facilitate smooth and timely approvals.
Prepare and issue underwriting decisions, conditions, and approvals in accordance with internal policies.
Collaborate with internal teams to resolve loan-level issues and ensure regulatory compliance.
Maintain current knowledge of underwriting guidelines, regulatory updates, and industry best practices.