Chief Lending Officer

Job Summary

The Chief Lending Officer (CLO) provides executive leadership for all lending operations, guiding strategy, credit quality, and portfolio growth across C&I, CRE, and Consumer lending. This role is responsible for building a profitable, well-managed loan portfolio while ensuring compliance with regulatory standards and alignment with the organization’s long-term strategic goals. The ideal candidate has deep lending expertise, strong credit judgment, and extensive knowledge of the South Florida market.

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Essential Duties & Responsibilities:

Lead all lending functions and drive growth of a strong, diverse, and profitable loan portfolio.
Develop and execute lending strategies that support organizational goals and respond to market opportunities.
Oversee credit quality, underwriting, and risk management for new and renewed credit requests.
Assess financial and economic data to make sound credit decisions and manage risk exposure.
Build, develop, and mentor lending teams while fostering a culture of excellence and collaboration.
Maintain strong client relationships and support business development efforts across South Florida.
Negotiate loan terms that balance client needs and profitability.
Monitor portfolio performance and ensure accurate reporting.
Ensure full compliance with all banking regulations, policies, and audit standards.

MINIMUM REQUIREMENTS:

Bachelor’s degree in business, finance, or related field; Master’s preferred.
8–10+ years of progressive commercial lending experience with senior leadership responsibility.
Proven experience managing C&I, CRE, and Consumer portfolios.
Strong analytical skills and credit decision-making expertise.
Demonstrated ability to drive lending strategy and achieve portfolio growth.
Experience with complex loan structures and risk management.
Excellent communication, leadership, and relationship-building abilities.
Strong knowledge of South Florida banking markets, including Miami-Dade and Broward.

Chief Lending Officer

Job Summary

Essential Duties & Responsibilities:

MINIMUM REQUIREMENTS:

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