residential Lending Mortgage officer

Job Summary

This role serves as the primary advisor for clients purchasing or refinancing residential properties, guiding borrowers through the entire mortgage process from initial consultation to closing. The ideal candidate is relationship-driven, knowledgeable in residential lending products, and committed to delivering an exceptional borrower experience while maintaining compliance with regulatory guidelines. This position offers a competitive compensation structure including a 30 basis point (bps) commission on funded loans.

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Essential Duties & Responsibilities:

Generate new residential lending opportunities by building referral relationships with realtors, builders, and community partners
Guide borrowers through the mortgage process from application through closing
Educate clients on mortgage products including fixed-rate loans, ARMs, and QM vs. Non-QM options
Collect, review, and verify borrower documentation including income, assets, and credit history
Analyze financial information to determine loan eligibility and appropriate product fit
Manage loan pipelines and coordinate closely with underwriters, processors, and closers to ensure timely funding
Ensure compliance with TRID, RESPA, and other residential lending regulations
Deliver exceptional customer service while maintaining accurate and compliant loan files

Minimum Requirements:

Bachelor’s degree or equivalent industry experience
3–5+ years of residential mortgage lending experience preferred
Active NMLS license required
Strong knowledge of residential mortgage products and lending regulations
Proven ability to build referral networks and generate loan production
Strong communication, organization, and relationship management skills
Ability to manage multiple loan files simultaneously with strong attention to detail

residential Lending Mortgage officer

Job Summary

Essential Duties & Responsibilities:

Minimum Requirements:

Apply Now

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