Portfolio Senior Officer

Essential Duties & Responsibilities:

Provide transactional support assisting Relationship Managers with the creation of proposals, term sheets, and credit memos while maintaining clear understanding of the Bank’s credit programs and policy and its adherence. This includes assisting Relationship Managers collaborating with other bank units such as Credit Administration, Loan Operations, Credit Services, Processing Unit, and Credit Risk to streamline processes and maintain accuracy of reports and credit quality of the portfolio. Reports to supervisor all deviation from credit programs and policy.
Conduct analysis/underwriting functions, as needed. Provide support on new business activities by screening preliminary data and follow up in obtaining required documentation and conformity to credit underwriting policy of the bank. Prepare documentation, memos, and/or presentation (i.e. Term Sheet, PowerPoint presentations, etc.) as needed on behalf of the Relationship Manager.
Conduct annual review process of existing credit relationships; recommend changes in risk rating as deemed appropriate. This includes calculating covenant testing and risk rating trigger requirements as needed. Identify, track and monitor credit policy exceptions, review credits with loan covenants and verify compliance.
Responsible for the administration and monitoring maturities, delinquencies, including criticized assets reports on a regular basis as well as assisting in the identifying any “red flags” or problems within the portfolio. Reports to supervisor all portfolio issues and irregularities found in these reports.
Conduct project site visits/inspections and report findings.
Provide assistance in other areas within the department, as required, covering during vacation or absenteeism.
Ensure preventive measures are carried out to fully comply with current rules, regulations and internal policies relating to risks pertaining to BSA, USA Patriot Act, OFAC and other AML related issues.
Assist management with ongoing projects.

Minimum Requirements:

Bachelor’s degree in business, accounting or finance required. Master’s degree preferred OR 5+ years of commercial & retail portfolio management experience in lieu of education. Formal credit training required.
7+ years of professional experience in lending and/or portfolio management field and/or credit analysis. Knowledgeable of banking products and documentation.
Must be a team player, have the ability to work under pressure, have a professional image and be able to resolve problems and conflicts. Must be able to prioritize work and effectively manage time.
Must possess basic business communications skills such as advanced writing, listening and have basic office and mathematics skills, and customer service skills.

Portfolio Senior Officer

Job Summary

Essential Duties & Responsibilities:

Minimum Requirements:

Apply Now

Portfolio Senior Officer

Job Summary

Essential Duties & Responsibilities:

Minimum Requirements:

Apply Now

This website uses cookies.